The Total Money Makeover: A Proven Plan for Financial Fitness by Dave RamseyThe success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.
Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. Dont even consider keeping up with the Joneses, Ramsey declares in his typically candid style. Theyre broke!
The Total Money Makeover isnt theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.
Dave Ramsey Says I Can Drive Free Retire Rich
The Drive Free Method
Most people will just assume that they will always have a car payment, and that having a car loan and payment is just a part of life. Think you might have some unclaimed cash out there from a long lost relative, an old job or insurance settlement? Now you can search online…. March Madness - Help Me Win! A week or so back I posted on this blog to beg for everyone to vote for me in…. Peter Anderson is a Christian, husband to his beautiful wife Maria, and father to his 2 children. He loves reading and writing about personal finance, and also enjoys a good board game every now and again.
Privacy Terms. Time: 0. Quick links. The key point is that many of us could have saved a lot more if we had been more conservative in how much and how often we spent on cars. I'm quite content driving old Japanese cars into the ground. I only get automotive enjoyment from road trips.
New here? You may want updates via email or RSS feed. Thanks for visiting! Eager to know how to retire rich? Drive Free, Retire Rich explores the impact of carrying a car payment, and offers ideas on how your money can be used more wisely. Though the sentiment is familiar, I find Ramsey's approach novel. That's a major upgrade in car in just 10 months — without owing the bank a dime!